Life Insurance

Offering both Individual Life Insurance and Corporate Life Insurance, the specialists at Lawrence Joseph Associates Ltd. will guide you in creating a life insurance package tailored to your specific needs. We independently represent all major insurance carriers in Canada, which means that you, our client, will automatically obtain the most cost efficient plan for your needs. Call the life insurance experts at Lawrence Joseph Associates Ltd and see what creative life insurance solutions we can find for you.

Take comfort in that your insurance plan delivers long-term protection, all with potential tax-saving advantages.

Critical Illness Insurance

Critical illnesses and medical conditions such as cancer, heart attack and stroke are stressful enough without the financial burden associated with an extended recovery and lost income. Lawrence Joseph Associates Ltd. can help you identify any gaps in your existing insurance plan not covered by Disability Insurance, allowing you to focus on your health and recovery in the event of a critical illness.

Ask us about our wide range of policies and benefits, including an innovative plan that offers a full return of premium after 15 years, with early surrender benefit.

Supplementary Medical Insurance

Concerned about the possibility of long waits, and wrong diagnosis under provincial medical care in the case of a serious illness? Talk to the experts at Lawrence Joseph Associates Ltd. about an insurance plan to cover the costs of world class re-evaluation of your medical situation, as well as the costs for medical treatment in the USA.

Call the life insurance experts at Lawrence Joseph Associates Ltd. and see what insurance solutions we can find for you.

Long-Term Care Insurance

Providing peace of mind for you and your loved ones, Long-Term Care Insurance is designed to help you maintain your independence should you one day require long-term professional care. With options that include home care coverage and long-term care facilities, the insurance experts at Lawrence Joseph Associates Ltd. can help you select the coverage that best protects your assets, while preserving your lifestyle.

Disability Insurance

A key part of your insurance plan, Disability Insurance is designed to protect you from potential loss of income not covered by Worker’s Compensation or Unemployment Insurance. Whether you are a business owner or a professional, we offer a broad range of competitive policies with features such as recurrent disability coverage, rehabilitation programs, and total disability coverage.

Call the Disability Insurance experts at Lawrence Joseph Associates Ltd. and see how we can help you select the Disability Insurance that best protects you.