Insurance And Retirement Planning

Founded in 1975, Lawrence Joseph Associates Ltd. offers a client-focused approach to your insurance and retirement needs. As a fully independent brokerage, Lawrence Joseph Associates Ltd. will seek out the best insurance and retirement products available for your portfolio from a wide variety of competitive insurance and retirement products providers. Whether you are looking for individual life insurance, group life insurance, critical illness insurance, long-term care insurance, disability insurance or even advice to prepare your retirement and the management of your wealth, our team will be happy to create a plan tailored to your specific needs.

What We Offer:
Wealth Management,Retirement Planning Specialists, Individual Life Insurance, Group Life Insurance, Critical Illness Insurance, Group Benefits, Long-Term Health Care, Disability Insurance.

Life Insurance

Offering both Individual Life Insurance and Corporate Life Insurance, the specialists at Lawrence Joseph Associates Ltd. will guide you in creating a life insurance package tailored to your specific needs. We independently represent all major insurance carriers in Canada, which means that you, our client, will automatically obtain the most cost efficient plan for your needs. Call the life insurance experts at Lawrence Joseph Associates Ltd and see what creative life insurance solutions we can find for you.

Retirement Planning

  • Group RRSPs
  • Individual RRSPs
  • At Lawrence Joseph Associates Ltd, our goal is to protect your assets through a prudent investment strategy. With expertise in both Individual RRSPs and Group RRSPs, our RRSP investment options include GICs, Annuities, Segregated Funds and Individual Pension Plans. We will be pleased to discuss with you our creative strategies for eliminating the tax payable on any RRSP/RRIF funds remaining at death.

    For your non Registered funds, ask us how INSURED ANNUITIES can substantially improve your net cash income while guaranteeing the return of all capital to your heirs, tax free, and safe from any creditors that may lay claim to these assets. Contact us today to discuss how we can help you make your retirement goals a reality.

    Wealth Management

    The insurance and RRSP experts at Lawrence Joseph Associates Ltd. are dedicated to protecting your assets and providing peace of mind for you and your family. Let us take away the guesswork, as we review your insurance and retirement needs, while addressing any gaps within your plan.

    Contact Lawrence Joseph Associates Ltd. to review your insurance and retirement strategies.